Plan scoping & census analysis
What your team actually needs, by age band, family status and location — so you're not buying cover nobody uses.
- Census and demographics analysis
- Current plan utilisation review
- Benefit priorities by employee group
Benefits · Insurance Procurement
We scope, compare and negotiate group medical and benefits cover across leading insurers — then manage renewals, members and claims support so it stays the easy way.
Who it's for
Every year the same story: a premium hike with no explanation, five quotes that can't be compared, and a deadline that forces a rushed decision. Meanwhile employees grumble about networks and HR drowns in card requests.
We replace that cycle with a benchmarked, negotiated, properly administered benefits programme.
How it works
One structured pass through the market now, then a managed cycle that gets stronger with each year's data.
Your team profile, current cover and claims history — the inputs that drive real pricing.
Quotes from leading insurers, restructured into a genuine like-for-like comparison.
We push on premium, network and benefits — then place the cover through licensed partners.
Cards issued, employees briefed, and additions and deletions handled monthly.
Renewal strategy starts months early — and when claims get stuck, we advocate for your people.
What we deliver
Great cover is bought once a year but administered every week. We do both.
What your team actually needs, by age band, family status and location — so you're not buying cover nobody uses.
Insurer quotes are built to be hard to compare. We normalise networks, limits and exclusions into one honest table.
Leverage from seeing the whole market, applied to your renewal — placed through licensed insurance partners.
Cover validated against mandatory requirements — DHA in Dubai, HAAD in Abu Dhabi — so visas and fines never become a problem.
Joiners, leavers, dependents and card issues — the monthly churn handled without touching your team's time.
Renewals planned months ahead with claims data in hand — and an advocate in your corner when claims stall.
What you walk away with
You'll know exactly what you're buying, why it costs what it costs, and that your people are looked after when it matters.
Honest comparison table instead of five incomparable quotes
Compliance gaps between your cover and visa requirements
Of lead time on every renewal — never a deadline scramble
Good to know
Yes — employers must provide health insurance, with specific minimum-cover rules in Dubai (DHA) and Abu Dhabi (HAAD/DoH), and requirements tied to visa issuance and renewal. We make sure your plan clears every bar.
We're your advisor and procurement partner — we scope, compare and negotiate on your side of the table, and place cover through licensed insurance partners. Our loyalty is to your outcome, not an insurer's product.
From small teams of a handful of employees to several hundred members. Smaller groups often benefit most — they have the least negotiating leverage on their own.
Members can be added and removed throughout the year, and material changes can sometimes be negotiated mid-term. Structural upgrades usually wait for renewal — which is why we start planning yours early.
Send us your current schedule of benefits — we'll tell you within days whether the market can beat it.
Get a cover review